How and why do consumers choose their payment methods?

How and why do consumers choose their payment methods?

by Stacey Lee Schreft

Part of RWP -- 06-04

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About
This essay provides an overview of the literature on consumer payment behavior. It considers the state of our understanding of how and why consumers choose their payment methods and what is needed to make more headway in understanding consumer payment decisions. It closes by discussing the policy issues that require that we make progress with payments research.

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