ASA's culture, competition, and choice

ASA's culture, competition, and choice

introducing savings services into a microcredit institution

by Graham A. N. Wright

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About
On the changing activities of Association for Social Advancement, Dhaka, Bangladesh, a microfinance institution; a study.

Discussion questions for ASA's culture, competition, and choice

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  1. 1

    How does ASA’s transition from a traditional social welfare approach to a competitive microfinance model reflect the broader tensions between social mission and financial sustainability?

  2. 2

    In what ways does the institutional culture of ASA shape the daily experiences and financial behaviors of the clients it serves in Dhaka?

  3. 3

    How does the emphasis on "choice" in modern microfinance empower borrowers, and conversely, does it risk shifting systemic financial burdens onto vulnerable individuals?

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