Hilary Williamson Hoynes

• California Banking in the Nineteenth Century
• Does welfare play any role in female headship decisions?
• Local labor markets and welfare spells
• Poverty in America
• Tax rates and work incentives in the Social Security Disability Insurance program
• The effectiveness of financial work incentives in DI and SSI
• The employment, earnings, and income of less skilled workers over the business cycle
• The impact of demographics on housing and non-housing wealth in the United States
• Welfare transfers in two-parent families
• Work incentives and the food stamp program
• Work, welfare and family structure